5.- WHAT IS THE HEALTH QUESTIONNAIRE? AND THE MEDICAL REVIEW?
To get life insurance, the company will ask you about your health. It is logical, he is interested in his clients not dying!
You will have to answer a brief medical questionnaire with questions about your state of health and your lifestyle. Our advice is that you never lie, because if you die from a condition that you had not previously declared, your insurance may not take over.
This questionnaire is very simple if you are under 45 years old and if the insured capital is less than € 300,000. Check with your insurance broker, because not all companies require the same requirements. In some cases, because of advanced age or because you want to hire a very high capital, the insurer may ask you to have a medical check-up at a center arranged with the company. Great. This way you will know if you are well and what you should do to take care of yourself.
Keep in mind that the company must make a large outlay if something happens to you, so it will control that you have not tried to deceive it.
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